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TPD - Have you suffered an injury or an illness, which has caused you to cease or reduce work hours?

You may be entitled to a total and permanent disability claim or an income protection claim to receive disability insurance. This is also known as "Total and Permanent Disability," "Total and Temporary Disability" and "Income Protection and Salary Continuance."

With disability claim compensation, it is important to understand that the injury or illness does not have to be caused within the workplace.

At Adams McWilliams Solicitors, we are experienced in total and permanent disability (TPD) claims and can help you understand your rights and get you the compensation that you are due.

What is Total and Permanent Disability insurance (TPD)?

Total and Permanent Disability Insurance provides a lump sum payment to somebody that has suffered injury or illness and is permanently prevented from returning to work, education or training.
What is Total and Temporary Disability Insurance (TTD)?

Total and Temporary Disability Insurance provides a monthly payment where a person, due to injury or illness, is prevented from returning to work within their usual occupation. This also applies if they have to reduce their usual hours of work.

What is life insurance?

Life insurance provides a lump sum payment when a person is diagnosed with a critical or terminal illness or dies.

How do I know if I have disability insurance?

Disability insurance is usually found through your superannuation fund. However, it may also be found outside of superannuation, under an individual insurance plan. Contact us for a free, no obligation investigation into your disability insurance entitlements or your superannuation.

Am I eligible to claim disability insurance?

Whether you are eligible to make a claim for disability insurance or disability pension depends on your insurance policy and individual circumstances. We can request documents on your behalf and conduct a free investigation into your disability insurance entitlements.

Do I need a Lawyer to make a disability insurance claim?

You are not required to have a lawyer to make a disability pension or insurance claim, however the process of lodging a disability insurance claim is complex and you may require assistance to secure compensation.


Contacting us
Make an obligation free appointment to discuss your case
Call us: 1300 4 COMPO
Allow us to help with all your questions including:
  • Do I have a claim?
  • How much money will I get?
  • How long will it take?
  • How much money do I pay my solicitor?
  • Are there any upfront costs for me to pay?

We are able to answer your questions with a high degree of accuracy as a result of our experience. Contact our staff today by calling 1300 426 676 (1300 4 COMPO)

Then, when you are ready to seek compensation, call the personal injury professionals

Head Office: Cairns
Street Address: The Bolands Centre, 14 Spence St. Cairns Queensland
Postal Address: PO Box 6505 Cairns Queensland 4870

Phone 1300 426 676

You can also enquire using our online enquiry form - Click here to make an online enquiry.


No win, no fee
Our specialist legal team will review the details of your accident and the injuries you have sustained. Once your matter is assessed we can then advise if you are entitled to compensation and provide you with a course of action.
Motor vehicle accident
If you have been injured in a motor vehicle accident, whether you were the driver, passenger, pedestrian, motorcyclist or cyclist in the accident, you are likely to have a right to claim compensation for your injuries.
Workers Compensation
If you have been injured at work, you may be entitled to claim workers compensation. A worker is entitled to compensation for an injury suffered in the course of employment, under the provisions of the Workers Compensation & Rehabilitation Act 2003.
Public liability
Have you been injured on another person’s premises, such as a supermarket or shopping centre, or as a result of another person’s breach of duty of care? If so you may be able to pursue a public liability claim for the injuries and trauma that you sustained.

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